Short-Term and Long-Term Disability

This is the most essential part of employee insurance portfolios. Disability Insurance protects earning power by insuring income in the event a disability caused an employee to leave work temporarily or altogether. While most employers recognize the need for Short-Term (STD) and Long-Term (LTD) protection, it is often the product that is left out of a benefits portfolio. Why not offer it to your employees on a voluntary basis, where the company pays nothing towards the premium, but allows group members to participate in a group contract?

Other group or corporate Disability Insurance needs include disability buy-out plans. These plans protect the company in the event that an owner or key-employee is forced out of their career by a disability. Contact a group agent about Disability Insurance by clicking here.